Frequently Asked Questions

sample imageWhat is Title Insurance?

When you buy a home, you receive a title to the property, which generally means you receive full legal ownership.  But, sometimes, there is a hidden defect in a prior deed, will, mortgage, etc., that may give someone else a valid legal claim against your property.  Title insurance protects against loss if a covered defect is found in your title.

Why should I purchase title insurance?

Generally, a person thinks of insurance in terms of the payment of future loss due to the occurrence of some future event.  Title insurance is a unique form of insurance.  It provides coverage for future claims or future losses due to title defects, which are created by some past event.  These risks are far less obvious than those protected by automobile insurance, but can be just as devastating.

Below are 10 reasons you need title insurance: